YOUR STRESS TEST IS ABSOLUTELY FUCKING USELESS…
HOW IN GOD’S NAME DID YOUR STRESS TEST HELP MILLIONZ OF HOMEOWNERS WHEN INTEREST RATES SHOT UP LIKE THEY DID ???
THE ONLY THING YOUR STRESS TEST DID IS ELIMINATE A LARGE PERCENTAGE OF POTENTIAL FUTURE HOMEOWNERS THAT COULD NOT QUALIFY UNDER YOUR RIGGED STSTEM OF WINNERS & LOSERS…
OBVIOUSLY ACKNOWLEDGING INTEREST COULD ONLY GO UP & UP…
BEFORE IT WAS GOING TO HAPPEN…
FURTHERMORE…
I AM INCLINED TO BELIEVE THAT THE STRESS TEST WAS IMPLEMENTED AS A MEANS OF ROUTING PEOPLE TO THE ENDLESS GLUT & OVER CONSTRUCTION OF ….
MASS PRODUCED CONDOS THAT DEVELOPERS AND BUILDERS WHERE ONLY INCLINED TO BUILD…
BOTTOM LINE
RIGGED RIGGED RIGGED
FUCKED UP SYSTEM
Live~NRGY 
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