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The DOT / WAVE Dance = Master your NRGY = Master your DESTINY

FIX NUMBER 3 – FACE THE TRUTH STRAIGHT IN THE FACE WITH THIS – HONESTLY – WITH PRICE OF HOMES NOW… WHO EXACTLY CAN AFFORD TO HAVE 20 PERCENT DOWN ON $1,000,000 MORTGAGES ??? THE THRESHOLD NEEDS TO CHANGE SIGNIFICANTLY FOR FIRST TIME BUYERS – LOWER – PROPERTY ALWAYS REMAINS WITH THE MORTGAGOR, REGARDLESS OF WHAT HAPPENS IF MORTGAGE PAYMENTS ARE MISSED OR NOT, UNTIL FULLY PAID OFF

A high ratio mortgage is one with less than 20% down payment and therefore requires default insurance (CMHC).

Meredith , Paul . Beat the Bank : How to Win the Mortgage Game in Canada (p. 29). SeaLord Publishing . Kindle Edition.

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